Faithfully Managing Resources as Stewards of God's Grace
We empower individuals and families to align their financial decisions with biblical principles and teachings.
As faithful stewards of God's grace, we provide practical tools and personalized guidance for household financial management.
Our faith-based strategies help eliminate debt and experience the freedom that comes with responsible stewardship.
Emphasize biblical principles of managing resources, such as giving, saving, spending, and investing responsibly.
Educate individuals on budgeting, debt management, and other financial literacy topics, equipping them with the skills to make sound financial decisions.
Help people break free from financial stress and live with greater peace and purpose.
Encourage generosity and support local and foreign ministry and other charitable causes.
Educational sessions on budgeting, debt management, and other financial literacy topics.
Bible studies that explore financial principles and their practical application.
One-on-one or small group coaching to help individuals develop customized financial plans.
Partnerships with organizations to address financial needs in the community.
Learning to manage finances effectively can significantly reduce stress and anxiety.
Sound financial habits can lead to greater financial stability and security.
Addressing financial issues together can strengthen relationships within families and congregations.
Managing finances wisely can free up resources for giving to others.
Learning to manage finances according to biblical principles can lead to spiritual growth and a deeper relationship with God.
Gain insights into reading, understanding, and monitoring your credit report for accuracy and financial planning.
Learn the factors that influence your FICO score and strategies to improve it.
Understand how to manage and lower your credit utilization to boost your credit score.
Discover effective strategies for disputing errors on your credit report to protect your creditworthiness.
Our credit management classes help you understand the fundamentals of credit, how to build and maintain good credit, and how to use credit responsibly as part of your overall financial stewardship.
Goal Setting
Create actionable financial goals that align with biblical principles of stewardship and your personal values.
Learn to create and maintain a personalized budget that helps you be intentional with your resources.
Distinguish between gross, net, disposable, and discretionary income to better manage your finances.
Our income and budgeting classes form the foundation of financial literacy. Understanding the different types of income and how to budget effectively allows you to be intentional with your resources and align your spending with biblical principles of stewardship.
Prepare for buying a home and understanding mortgage options
Set up funds for specific future expenses
Build and maintain protection for unexpected expenses
Our savings and planning classes help you prepare for both expected and unexpected financial needs. From building an emergency fund to saving for specific goals like home ownership, these classes provide practical strategies for financial security and peace of mind.
Introduction to stocks, bonds, mutual funds, and ETFs to help you grow your resources responsibly.
Cover 401(k)s, IRAs, and other retirement savings options to prepare for your future.
Learn the essentials of wills, trusts, and how to protect your assets for future generations.
Our advanced financial classes help you look toward the future with confidence. These specialized courses cover investments, retirement planning, estate planning, and more to help you be a good steward of your resources throughout your lifetime and beyond.
"Rachel was absolutely amazing! Thank you for your time and expertise. You have really helped my family, and I create a plan to make us successful in the coming months. God bless you and all that you do."
"I had the pleasure of sitting under the teachings of Rachel Gerald on last night at Coastal Carolina Community college on last night. In one class I gained so much knowledge on to improve My finances both personally and my Small Business. I can't wait to learn More. I highly recommend her for Your financial needs."
"She has always taken money management personally, she’s genuine and honest with it. She takes time out of her own agenda to work with you. Love her for that!!"
Our ministry has helped hundreds of families discover financial peace through biblical principles.
These testimonies reflect real transformations.
Money Management Ministry was founded by Rachel Gerald with a heart to serve and a mission to help others manage their finances with wisdom, purpose, and integrity.
Rachel is a 2013 graduate of the University of North Carolina at Wilmington’s Cameron School of Business and a retired Master Sergeant of the United States Marine Corps, where she faithfully served for over 20 years. After transitioning from military service, Rachel discovered her passion for financial stewardship while serving as a Financial Administrator at her local church.
As a Certified QuickBooks ProAdvisor, Rachel also brings professional expertise in bookkeeping and financial systems, helping individuals, families, and small business owners not only manage their money but also implement practical tools that support long-term financial success.
With a strong foundation in business and a heart for ministry, Rachel combines financial knowledge with biblical principles to guide others toward financial clarity and freedom. She is committed to educating and equipping people to become good stewards over what God has entrusted to them — whether it’s through budgeting, debt management, or planning for the future.
Money Management Ministry exists to empower people to honor God with their finances, make informed decisions, and build a legacy of financial freedom and responsibility. Through personalized coaching, financial literacy workshops, and faith-based teaching, Rachel is dedicated to walking alongside others on their journey to financial wellness.
Your journey to financial freedom begins with our simple intake process. We gather essential information to customize our guidance to your specific needs and goals.
We would love to hear from you! Please reach out with any questions, prayer requests, or to learn more about our ministry.